Funding Options

A range of structures. One clear conversation.

Every business is different. Below are the categories we can help you explore. Your advisor will help identify which may be a fit based on your qualifications.

Most Popular

Merchant Cash Advance (MCA)

May be used for
Fast working capital repaid as a small percentage of daily card and bank deposits.
Who it may suit
Businesses with steady daily revenue that need capital quickly. 1-hour approvals, no credit checks.

Availability and terms depend on qualification and provider review.

Term Loans

May be used for
Lump-sum financing with a fixed repayment schedule for planned investments.
Who it may suit
Established businesses with predictable revenue and a specific growth plan.

Availability and terms depend on qualification and provider review.

SBA Loans

May be used for
Government-backed financing with longer terms and larger amounts.
Who it may suit
Qualified businesses seeking bigger loans and extended repayment terms.

Availability and terms depend on qualification and provider review.

Business Line of Credit (LOC)

May be used for
Revolving access to funds you can draw from whenever you need them.
Who it may suit
Businesses that want flexible, on-demand capital for changing needs.

Availability and terms depend on qualification and provider review.

Credit Repair

May be used for
Structured programs to strengthen your business and personal credit profile.
Who it may suit
Owners preparing to unlock better financing terms in the near future.

Availability and terms depend on qualification and provider review.

Hard Money Loans

May be used for
Asset-based financing secured by real estate for time-sensitive opportunities.
Who it may suit
Real estate investors and business owners with property collateral.

Availability and terms depend on qualification and provider review.

Not sure which fits?

Answer a few questions and an advisor will help you compare.

Check My Options
Valora Capital Funding
ValoraCapital Funding

A clearer, more personal way for established businesses to explore working-capital and financing options.

Disclosures

Valora Capital Funding is not a bank. Submitting an application does not guarantee approval. Available products, terms, and eligibility vary and may be offered by third-party funding providers. Timing varies by applicant.

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